When you are ready to purchase your first home, you will need to complete financing and settle on a mortgage product that best suits your needs. This can be fixed or variable-rate, open or closed term, with various options for payment plans depending on your situation. Your mortgage professional can help you determine the best option for you.
Before you fall in love with a property make sure it’s within your financial reach. Getting pre-approved gives you a clear picture about your own financial status and helps you manage your investment in a much better way.
First Time Homebuyers
We understand that the buying process can be overwhelming. Getting to know your options, calculating the costs and getting a mortgage pre-approval can help jump start the process and help make it easier for you!
One primary benefit of being self-employed is the privilege of writing your income down. You enjoy less taxes because you get to write-off expenses, but you lose borrowing power - don't give up yet. We still have options.
New to Canada Homebuyers
With mortgage financing, home ownership for new Canadians is possible. I have excellent relationships with multiple mortgage lenders who specialize in programs designed for new Canadians.
Vacation & Second Home Mortgages
Choosing to own a vacation property or second property can offer you many exceptional advantages, but are your ready for the commitment? We would be happy to offer some advice on your decision.
Commercial & Investment Property Mortgages
Over the long term, an investment property or multiple real estate holdings can be a great source of retirement funds. At Mortgage Architects, we are equipped to handle all types of commercial financing and loans.