Purchases
When you are ready to purchase your first home, you will need to complete financing and settle on a mortgage product that best suits your needs. This can be fixed or variable-rate, open or closed term, with various options for payment plans depending on your situation. Your mortgage professional can help you determine the best option for you.
Mortgage Pre-Approvals
Before you fall in love with a property make sure it’s within your financial reach. Getting pre-approved gives you a clear picture about your own financial status and helps you manage your investment in a much better way.
First Time Homebuyers
We understand that the buying process can be overwhelming. Getting to know your options, calculating the costs and getting a mortgage pre-approval can help jump start the process and help make it easier for you!
Self-Employed Homebuyers
One primary benefit of being self-employed is the privilege of writing your income down. You enjoy less taxes because you get to write-off expenses, but you lose borrowing power - don't give up yet. We still have options.
New to Canada Homebuyers
With mortgage financing, home ownership for new Canadians is possible. I have excellent relationships with multiple mortgage lenders who specialize in programs designed for new Canadians.
Vacation & Second Home Mortgages
Choosing to own a vacation property or second property can offer you many exceptional advantages, but are your ready for the commitment? We would be happy to offer some advice on your decision.
Commercial & Investment Property Mortgages
Over the long term, an investment property or multiple real estate holdings can be a great source of retirement funds. At Mortgage Architects, we are equipped to handle all types of commercial financing and loans.