Find out how much you can afford before you go house hunting! This will keep you focused on shopping for homes within your price range. If you qualify for a pre-approved mortgage, you'll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don't qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.
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That family you see there in the picture... that is my family. It was taken on the day we finally got to move into our new home - and there are no words to express how extremely happy we were! Back in 2013 we had to sell our marital home (of 6 years) because, along with making some poor financial decisions, life happened. Long story short, we moved to Saskatoon where we rented for 8 years and braced ourselves for a journey that we never expected to see ourselves on! In May of 2020 we finally got to move out of the apartment and start making that house, in the picture, a home for our little family of four. Karen, being the professional that she is, and also my mom, helped us each step of the way... it involved some tough love, a lot of encouragement and discipline, and prayers. We are so blessed!
So if I may share one thing more with you, I would like to encourage you... "don't dream your life, live your dreams!"